Well hello hello and happy day!
Today I want to talk about getting out of debt and living a meaningful life as you do it.
But what is a meaningful life?
One description…says living a meaningful life means you're at peace with yourself, with your life, and with everyone around you. ... Living a meaningful life means, on the very high level, that you feel peace, love, joy, contentment and freedom most of the days of your life.
I don’t think we need to expand that because I think it’s kinda obvious why a person would want to meaningful life.
Quite often when people think about getting out of debt…they have visions of deprivation…lack…having to sacrifice the things they love so they can pay off the bills and reward themselves with a life they love.
But that’s kinda like a financial crash diet and for anyone who’s done a crash diet…you know that the chances of slipping back into old habits is quite easy when you are free from the constraints of the diet.
There will be people who can use this method… break up with their debt, kick it to the curb and lock the door behind it…but for many other people…it’s only a matter of time before they slowly edge their way towards the slippery slope leading to the open arms of debt.
But it’s not all doom and gloom…hence the importance of creating or building a meaningful life while you are working towards a debt-free life…..
How do you do it?
First of all…a person has to understand what is truly important to them…what they value deep down.
Then…they have to be a little creative and find ways to have the things and experiences they value…without giving that power to money.
Let’s say a person values quality time with family or friends…ordinarily, this could mean vacations away…enjoying meals out numerous times per month, going out and enjoying different activities together such a shows or movies or something like that.
Even if they are cutting back on expenses and following a spending plan…it doesn’t mean that life as they know it is over. They just have to be a little more creative on how they can enjoy this quality time while staying within their budget.
They can take day trips together every other weekend rather than expensive vacations…they can enjoy potluck meals together or work it out so that they meet at one person’s house for a meal once every couple of weeks….they can find no cost or low cost activities to partake in…it just may take a little more effort…but if quality time with family and friends is really a priority and is really valuable to them…they will find a way to do it.
So you see, you don’t have to make living a meaningful life a reward for getting out of debt…but you can take back the power that you give to money to make you happy.
To go back to the description of what a meaningful life is…when you are not living beyond your means and racking up debt to keep up with the Jones’…you are at peace with yourself, financially.
When your spending reflects the things and experiences that are important to you…you can feel peace…love, joy, contentment and freedom most of the days of your life.
So you see…if you’ve ever felt that you didn’t want to take the plunge to invest in you…. to become debt-free….. because you didn’t want to give up the things you love….maybe the things you love, are actually just stuff…filling a space in your house…your garage or even inside of you.
Here’s a little action item:
Make a list of the things you love and are important to you…go through the list and at each item ask why? Why is this important to you?
Keep asking yourself this question…until you get to the real reason why….
Be honest with yourself…because the only one you’re cheating is you. You may not like the answers but at least they will give you a little more clarity about what is important to you and it will help you determine your needs vs your wants.
Alrighty, on that note, I am outta here!
You have yourself a totally fantabulous day and always let your awesomeness shine!