they say "hindsight is 20/20"

​"HINDSIGHT IS 20/20, AND YOU CAN BENEFIT FROM IT."

I’m sure that there have been times in your life when you have heard yourself say,

“I knew I should (or shouldn’t) have……” or “If only I had known, I would have…...”

Maybe you missed out on an awesome opportunity.

Maybe you didn’t buy the insurance and found yourself paying money out of your own pocket.

Maybe you didn’t have regular maintenance done on your car and ended up with a large bill from the mechanic.


These my friend, are just a couple of examples of when you realize that hindsight is 20/20. That's right, if only you could have taken a little peek into the future, you may have done things differently.

Of course it’s easy to see the mistakes after you make them. But what you do next is what really matters.

If you whine over mistakes made and let them eat at you…that really doesn’t help you any.

If you take the lesson learned and apply it, then you reap the benefits (lessons) of your mistakes.

I don’t think that any of us could have foreseen the financial effects that the Corona Virus Pandemic would have on individuals and businesses.

Many families and businesses will have a tough time recovering from this but there are others who were only mildly affected. Not because they could see into the future but because they were prepared, they had a plan in place before this happened and they had created financial stability.

They were not living paycheque to paycheque, they were not up to their ears in debt, what they were doing was creating a financial safety net for themselves.

They were doing things like:
- Having a plan for their money.

- Making sure that they had the funds available to pay their expenses and not relying on credit.

- Saving money for emergencies and unexpected events.

- Making sure that their spending was in line with their goals and their goals reflected their values.

- Keeping their personal finances personal, not comparing themselves to others, nor were they trying to “keep up with the Jones”.

I don’t want you to compare yourself to these people. I want you to look at your current financial situation and take stock.

What does it look like right now?

If you don’t have a financial safety net, starting today, what can you do to begin creating one?

How can you manage your money in a way that serves you best?

It can seem like a daunting task, if you haven’t done this before but knowing what you want your life to look like is a great first step.