"Only by changing your actions, can you change your results"
Knowing how to manage money doesn’t come to us naturally, it’s a learned skill that needs to be strengthened. Unfortunately, many of us were never taught the basics of managing our day to day finances. let alone how to set financial goals and achieve them.
But it's not all doom and gloom, there are many practical strategies that you can learn that will help you to take control of your money and build a stronger financial foundation. By increasing your money management skills and your knowledge about your personal finances, you will have the tools to set financial goals for yourself and work towards achieving them.
This is how I can assist you:
Financial wellness assessment:
This assessment is used to give you a clearer idea of your overall financial situation. You can use it as a baseline to track your progress and to see if what you are doing is aligned with your priorities. Please don't compare yourself to others, it will only lead to disappointment and frustration.
Personalized one on one consultations:
These consultations are geared towards your specific concerns, it's not a cookie cutter approach.
Creating a household budget (spending plan):
A budget (spending plan) is foundational for taking control of your finances. It teaches you how to track your income and expenses, you will know where your money comes from and where it goes to.
Review your options to get out of debt:
Often times people think that if they are having financial problems, the only way out is by declaring bankruptcy. Bankruptcy is one tool used for debt relief, there are other ways to deal with debt. We can explore the options that work best for your particular situation.
Assist in organizing your finances:
There are many reasons why people forget to pay bills or find themselves juggling bill payments. Often it's because they do not have a system in place for their expenses. I can help you create a system to organize your finances so that you are paying your bills on time and no longer have to juggle them.
Consolidate debt using your home equity:
For those who own their own home, you may be able to refinance your property and get a mortgage loan to pay off your other debts. It doesn't end there though, it's important to have a plan to pay off your debt, not just move it around. I can help you to create a plan that works for you.
Mortgage loans for those with non-traditional income or less than perfect credit:
Not everyone can walk into a bank to get a mortgage, not necessarily because they aren't good candidates but because they may not fall into the neat little box of guidelines set forth by the bank or they may have issues with their credit. As a licensed mortgage agent I have access to lenders who will lend when the banks say "no".
If what you are doing financially is not working for you and you are ready to work at changing things around, contact me today for your FREE 30-minute consultation.
But it's not all doom and gloom, there are many practical strategies that you can learn that will help you to take control of your money and build a stronger financial foundation. By increasing your money management skills and your knowledge about your personal finances, you will have the tools to set financial goals for yourself and work towards achieving them.
This is how I can assist you:
Financial wellness assessment:
This assessment is used to give you a clearer idea of your overall financial situation. You can use it as a baseline to track your progress and to see if what you are doing is aligned with your priorities. Please don't compare yourself to others, it will only lead to disappointment and frustration.
Personalized one on one consultations:
These consultations are geared towards your specific concerns, it's not a cookie cutter approach.
Creating a household budget (spending plan):
A budget (spending plan) is foundational for taking control of your finances. It teaches you how to track your income and expenses, you will know where your money comes from and where it goes to.
Review your options to get out of debt:
Often times people think that if they are having financial problems, the only way out is by declaring bankruptcy. Bankruptcy is one tool used for debt relief, there are other ways to deal with debt. We can explore the options that work best for your particular situation.
Assist in organizing your finances:
There are many reasons why people forget to pay bills or find themselves juggling bill payments. Often it's because they do not have a system in place for their expenses. I can help you create a system to organize your finances so that you are paying your bills on time and no longer have to juggle them.
Consolidate debt using your home equity:
For those who own their own home, you may be able to refinance your property and get a mortgage loan to pay off your other debts. It doesn't end there though, it's important to have a plan to pay off your debt, not just move it around. I can help you to create a plan that works for you.
Mortgage loans for those with non-traditional income or less than perfect credit:
Not everyone can walk into a bank to get a mortgage, not necessarily because they aren't good candidates but because they may not fall into the neat little box of guidelines set forth by the bank or they may have issues with their credit. As a licensed mortgage agent I have access to lenders who will lend when the banks say "no".
If what you are doing financially is not working for you and you are ready to work at changing things around, contact me today for your FREE 30-minute consultation.